According to the lawyer for the family, Carlo Alberto Brusa, a life insurance company has refused to pay out on a life insurance policy for a person who died from a COVID-19 vaccine injection. The insurance company justified the refusal to pay on the policy because COVID-19 vaccines are considered an experimental medication or treatment. The insurance company explained that the side effects of the COVID-19 vaccine were published, and the insured party should have known that taking part in a dangerous medical experiment could have resulted in his death. The insurance company likened his death to suicide. Life insurance policies have a standard provision that excludes suicide as a covered death.
The family sued and the French court ruled:
The side effects of the experimental vaccine are being made public and the deceased could not claim ignorance when he voluntarily took the vaccine. There is no law or mandate in France forcing him to be vaccinated. Therefore, his death is essentially suicide.
The Court recognizes the classification of the insurer, which legally regards participation in the phase three experiment, which has not been proven to be harmless, as a voluntary assumption of a fatal risk not covered by the contract, given the side effects announced, including death covered and legally recognized as suicide. The family has appealed. However, the insurer’s defense is recognized as valid and contractually justifiable since this publicly known risk of death is legally considered suicide since the customer has been notified and has agreed to voluntarily risk death without being obliged or coerced to do so being.
This seems to reflect a growing trend among insurance companies in Europe. For example, German health insurance company Techniker Krankenkasse states that “vaccination damage and other consequences of the Covid vaccination are NOT insured.”
The widespread rollout of the experimental vaccines has caused a sharp increase in Covid-19 cases and deaths across the world, according to a recently published preprint study that looked at data from the 145 of the most vaccinated countries in the world.
The 99-page study titled “Worldwide Bayesian Causal Impact Analysis of Vaccine Administration on Deaths and Cases Associated with COVID-19: A BigData Analysis of 145 Countries” found that in the US specifically, the jab has caused a whopping 38% more Covid cases per million – and an even more astonishing 31% increase in deaths per million.
Riener Fuellmch mentioned in an interview that the CEO of a large insurance company revealed that there has been an unprecedented 40% increase in mortality in 2021. I checked out his statement and was able to verify it. I found that on or before January 11, 2021, Scott Davidson, CEO of OneAmerica Insurance Company revealed that there has been a 40% increase in mortality in 2021. Scott Davidson stated: “We are seeing, right now, the highest death rates we have seen in the history of this business … death rates are up 40% over what they were pre-pandemic.”
That figure was confirmed by The Insurance Regulatory and Development Authority of India, which reported a 41% rise in death claims in 2021.
OneAmerica is a massive insurance company, with approximately $97.7 billion under administration. Insurance companies have a pecuniary interest in accurately assessing mortality. They keep a close watch on total mortality because it affects directly the money that they must pay out in life insurance claims and it directly affects the premiums they charge. They are experts in total mortality.
That a 40% increase in deaths in the U.S from represents 900,000 increased deaths in 2021 over 2020 attributed to the COVID-19 vaccines.
Life insurance companies are looking at unexepected payouts in the hundreds of millions and even billions of dollars from COVID-19 vaccine deaths. Absorbing that kind of monetary payout might threaten the continued financial viability of some of the smaller insurance companies. They may have to deny death claims caused by COVID-19 vaccines as a matter of economic survival.
The article below was posted on January 14, 2022, on Free West Media.
Although vaccination is recognized as the cause of death by doctors and the insurance company, it has refused to pay out. The reason is because the side effects of the Corona jabs are known and published. They argue that the deceased took part in an experiment at his own risk. Covid-19 in itself is not classed as a “critical illness”.
According to the company, an experimental vaccination resulting in death is like suicide
The insurance company justified the refusal of payment to the family by stating that the use of experimental medication or treatments, including Corona injections, is expressly excluded from the insurance contract. The family’s subsequent lawsuit against the insurance company has been unsuccessful.
The court allegedly justified its ruling as follows: “The side effects of the experimental vaccine are published and the deceased could not claim to have known nothing about it when he voluntarily took the vaccine. There is no law or mandate in France that compelled him to be vaccinated. Hence his death is essentially suicide.” Since suicide is not covered by the policy from the outset, the insurance refuses to budge.
Scandalous verdict: taking a fatal risk is legally suicide
“The court recognizes the classification of the insurer who, in view of the announced side effects, including death, legally regards participation in the phase three experiment, whose proven harmlessness is not given, as voluntarily taking a fatal risk that is not covered by the contract and legally recognized as suicide. The family has appealed. However, the insurer’s defense is recognized as well-founded and contractually justified, as this publicly known fatal risk is legally considered suicide, since the customer has been notified and has agreed to voluntarily take the risk of death without being obliged or compelled to do so.”
No surprise: Mainstream media is silent
This case has not yet been reported in France ‘s mainstream media. The case was published by the family’s lawyer, Carlo Alberto Brusa, on social media. Unfortunately, no sources or court records are given, which is why the authenticity of the report cannot currently be verified although there have been other warnings regarding the risk associated with the jabs recognized by insurers. In the US, the American Council of Life Insurers (ACLI) has denied reports of non-payment.
In recent months, many French anti-vaccine groups of the social network Facebook have been victims of sudden, unjustified closures, especially support groups for Brusa and Professor Didier Raoult. The latter has often been criticized for his positions on vaccines, hydroxychloroquine and his criticism of the mismanagement of the epidemic by the Macron government.
At the end of last year, the main support group for Didier Raoult was deactivated before it was reactivated, thanks to a mobilization on social networks and a massive relay on alternative media. On November 27, a teacher support group for Brusa was suspended. With no less than 310 000 members to its credit, the group created in March 2020 was closed for having shared the complaint by Brusa concerning the wearing of masks for children. The Parisian lawyer and his association Réaction-19 was accused of spreading a “conspiracy”.
Global difficulties for insurers due to vaccines
Actuaries have been warning that rising claims will be eroding the capital which insurers set aside to avoid insolvency. Notably, older people do not take out life insurance, which means that the claims have been from younger clients. Insurers say that they expect a rise in excess deaths.
According to Alex Berenson, the risk of injury or death from the jab is exceptionally high judging from Canadian data.
The refusal to pay for a vaccine-related death may not be surprising since globally the life insurance industry has been hit with reported claims of $5,5 billion in the first nine months of 2021 versus $3,5 billion for the whole of 2020, according to insurance broker Howden.
Dutch insurer Aegon, with two-thirds of its business in the US, said its American claims in the third quarter were $111 million, up from $31 million a year earlier.
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